Real Estate

The real estate industry is multifaceted. Not many insurance brokers understand its complexities or layered structure like we do. From developers and owners to property managers, our services are tailored to fit not only your specific needs, but also your sector within real estate. 

Insurance solutions designed for real estate

Our dedicated real estate team is equipped with the expertise and knowledge necessary to insure and educate businesses within this dynamic industry. We have access and relationships with all the leading markets as well as numerous proprietary programs designed specifically for our real estate clients. 

Executive Risk

Most real estate organizational charts will make insurance underwriters’ heads spin. But not us. We understand that every client is uniquely structured and in turn make sure our clients’ interests are covered appropriately throughout their executive risk program.

Environmental Risk Solutions

We have a team of dedicated advisors who identify, quantify, manage, mitigate, and when appropriate transfer environmental risk. We help interpret environmental health and safety regulatory requirements and alleviate the gap between environmental risk assessments and management.

Environmental, Social, and Governance (ESG)

ESG criteria are increasingly being used to inform strategic goals, operational execution, and the reporting of sustainable business practices to key stakeholders. We provide an ESG risk rating self-assessment tool to help real estate organization define the milestones for their ESG journey and work with them to execute.

Builder’s Risk

Our team will guide you to the right builders risk solution for all your building needs. We have proprietary programs to protect our builders and owners from the many risks of buildings under construction.

Controlled Insurance Programs, OCIP vs CCIP, Wrap-ups

Controlled insurance programs (CIPs), also known as “wrap-ups,” are an insurance option for complex construction projects. Embracing CIPs provides benefits like enhanced coverage control, reduced litigation, and potentially lower insurance costs.

What sets us apart

From claims management and CAT modeling, insurance solutions and beyond—the future of your real estate business is limitless with MMA Midwest.

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MMA proprietary real estate solutions
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More components reviewed than a typical review process
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Premiums placed annually nationally
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Real estate benchmarking and analytic tools

Industry specialized coverages

Minimizing risk and maximizing health across your real estate organization demands a comprehensive range of services and industry-specific experience designed to reduce your exposure, mitigate losses, slash costs, and improve your cash flow.

Tenant Legal Liability & Captive Solutions

Leverage the expertise of Marsh McLennan Agency’s Captive Center of Excellence to choose the right alternative risk solution for your business, be it a single parent captive, group captive, or any other form allowing you greater control over your insurance expenses.

Active Assailant

We offer real estate organizations a broader and more comprehensive coverage than what has been traditionally available. Active assailant coverage solutions bridge the gap between a terrorism incident, lone shooter, and a violent crime.

Parametric Insurance

An alternative solution that can help address catastrophic losses. Parametric insurance can complement a traditional policy to help you better manage the risk you face from exposure to a natural disaster.

Flood Placement Support

Need a flood policy placed? We have a team for that. Tracking all of your National Flood Insurance Program (NFIP) policies? We do that. Consolidate your NFIP policies into a single program? We help with that too.

Surety Bonding

At Marsh McLennan Agency, we are renowned for swiftly resolving intricate surety challenges, benefiting countless companies across the nation through our experience, market presence, and determined approach.

Employee Health & Benefits

Our employee health and benefits advisors’ knowledge within the real estate industry allows us to create strategic benefit plans best fit for your organization. Our HR Consulting team works with your organization to help relieve administration burden and provide guidance on employee relations. Our team tailors’ benefit offerings to the current trends in the real estate industry to help you attract and retain talent. 

Risk Management Services

Our commitment is to provide clients with a proactive risk management program that includes a combination of risk assessments, program development and education services. Common areas of focus may include:

Marsh McLennan Agency association alliances

Real estate industry report

Discover how reinsurance treaty renewals, natural disasters, and alternative assets can affect your real estate organization in 2024.

Manage everything from a single platform

Relying on multiple systems and modes of communication to track down important documents and forms can make managing insurance for your construction business a real challenge for you and your team. EXP from MMA Midwest is a single, integrated platform that provides you with seamless, real-time access to everything you need to manage your insurance efficiently and effectively.

See how EXP saves your team time with easy access to insurance certificates, safety, training, resources, and more

Real estate developer saves $125K in premium by utilizing financial analytics team

A large real estate investment manager, developer, and operator had a property program placed on outdated and unverified information. The real estate company was carrying high limits and over-insuring buildings. They needed an insurance broker with experience and analytic capabilities to update and re-evaluate their property program. Here’s the story.

Expert insights, trends and strategies for real estate

Frequently asked questions

Our Risk Management Center (RMC) allows you to reduce risk and enable employee safety by creating effective risk mitigation programs while accessing expert HR advice. This platform allows our clients to globally manage their risk programs through a comprehensive library of sample loss control documents, customizable safety and training programs, human resource management tools and a flexible electronic injury filing structure. 

EXP provides our clients a Web-based, seamless experience across all our departments and services. Basically, we’ve created a one-stop centralized resource offering real-time access to your MMA information.

With EXP clients can:  

  • View your policy list 
  • Download documents 
  • Make online payments 
  • Prepare for renewal 
  • Issue certificates of insurance 
  • Request policy changes
  • View MMA contracts
  • Access third-party vendors
  • Complete electronic forms
  • Access additional resources

Yes, our team will develop a master program that consolidates all assets in your portfolio while minimizing risk and maximizing health for your properties. Our team is trained on allocations and the need for individual invoices for asset financials, investors, and CAM reconciliation with tenants. Our team is also trained on lender requirements, understand loan compliance, and can structure new programs for your business.

As a potential buyer of a property, due diligence is a comprehensive, complex, and critical stage in any real estate acquisition. We help you navigate lender requirements and others, quickly and efficiently going beyond insurance to ensure compliance with Fannie Mae & Freddie Mac and more.