Construction
The construction industry is filled with risk and often hit hard by the high cost of insurance. You need an insurance and risk management partner who not only understands how the construction industry operates, but also has the expansive experience with the hands-on approach to keep your jobsites safe and cost-efficient.
Insurance solutions built for construction
Our brokers have deep industry experience with most having upwards of 20 years’ experience insuring construction clients. Many of our construction safety consultants have practical work expertise as onsite safety professionals or contractors. We know construction.
Builder’s Risk
Our team will guide you to the right builder’s risk solution for all your building needs. We have proprietary programs to protect our builders and owners from the many risks of buildings under construction.
Captive & Alternative Risk Solutions
Leverage the expertise of Marsh McLennan Agency’s Captive Center of Excellence to choose the right alternative risk solution for your business, be it a single parent captive, group captive, or any other form allowing you greater control over your insurance expenses.
Subcontractor Default Insurance (SDI)
“SDI” has seen increased implementation as a means to offset the risk of subcontractor default. In addition, it can assist insureds to develop a more effective sub prequal process and become a company profit-center. Our SDI Team is here to help you.
Environmental Risk Solutions
We have a team of dedicated advisors who identify, quantify, manage, mitigate, and when appropriate transfer environmental risk. We help interpret environmental health and safety regulatory requirements and alleviate the gap between environmental risk assessments and management.
Controlled Insurance Programs, OCIP vs CCIP, Wrap-ups
Controlled insurance programs (CIPs), also known as “wrap-ups,” are an insurance option for complex construction projects. Embracing CIPs provides benefits like enhanced coverage control, reduced litigation, and potentially lower insurance costs.
What sets us apart
From safety to wellness on the jobsite, insurance solutions and beyond—the future of your construction business is limitless with MMA Midwest.
Industry specialized coverages
Minimizing risk and maximizing health across your construction business demands a comprehensive range of services and industry-specific experience designed to reduce your exposure, mitigate losses, slash costs, and improve your cash flow.
Surety Bonding
At Marsh McLennan Agency, we are renowned for swiftly resolving intricate surety challenges, benefiting countless contractors across the nation through our experience, market presence, and determined approach.
Parametric Insurance
You can’t control the weather, but you can control the effects. Parametric insurance can complement a traditional policy to help you better manage the risk you face from exposure to a natural disaster.
Professional Liability
A core element to our analysis is breaking down barriers and clarifying common coverage misconceptions under a general liability policy so that you know when a professional liability policy is needed for your construction, engineering, or architect firm.
Pollution Insurance
Contractor’s work can also pose significant risks to the environment, especially if using hazardous materials or engaging in activities that generate pollutants. That’s why it’s crucial for contractors to carry pollution insurance. Our proprietary programs protect your construction business from unique pollution risks on the jobsite.
Employee Health & Benefits
Our employee health and benefits advisors’ deep knowledge of the construction industry enables us to design benefits plans best for your organization. By including wellness and mental health strategies to promote well-being on the jobsite, we help make sure your workers feel safe and supported. Our benefits experts stay current with benefits trends to help attract and retain talent for construction companies during the labor shortage.
Risk Management Services
Our commitment is to provide clients with a proactive risk management program that includes a combination of risk assessments, program development and education services. Common areas of focus may include:
We go beyond accident prevention, actively assisting you in establishing safe, efficient work environments, fostering safety awareness within your construction firm, and ensuring quality, production, and profitability for your business.
Count on our claims management experts to provide prompt and effective assistance when accidents occur, guiding you towards a meaningful resolution whether first party or third-party claims.
Our Risk Transfer services help you understand your risks and properly allocate your liability when working with subcontractors, suppliers, and vendors. Our construction experts bring years of certificate review experience to help you with contract review, administration, internal process improvements, database management, and potential claims and lawsuits.
Our research shows that when safety and wellness programs work together, they can provide exceptional benefits to workers and your bottom line. In fact, even small changes can decrease the number of injuries and illnesses and reduce related insurance premiums.
Empowering our clients with valuable insights, we help you better understand risks, evaluate alternatives, and make well-informed decisions, backed by Marsh with comprehensive data and analyses. We offer EMR analysis, benchmarking, CAT modeling, and more so our construction clients can make informed decisions on their insurance program.
Compliance with federal rules and regulations for employee health benefits apply to employers of all types and sizes. Our compliance consulting team has the expertise to help construction employers understand the unique aspects of these rules as they relate to what you do.
Marsh McLennan Agency association alliances
Manage everything from a single platform
Relying on multiple systems and modes of communication to track down important documents and forms can make managing insurance for your construction business a real challenge for you and your team. EXP from MMA Midwest is a single, integrated platform that provides you with seamless, real-time access to everything you need to manage your insurance efficiently and effectively.
See how EXP saves your team time with easy access to insurance certificates, safety, training, resources, and more
MRMH Award Winner: McShane Construction
MMA Midwest is proud to award McShane Construction the MRMH Award for adding risk transfer to their company culture. This has led to a compliancy rate over 90%, $20M+ in tendered claims, and considerable savings to their general liability premium. Here’s the story.
