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One of the most common lawsuits a staffing firm may encounter involves claims that trigger coverage under Employment Practices Liability Insurance (EPLI).  There is exposure with both internal office staff and temporary associate or contract staff. Discrimination can occur either on the premises of the staffing company’s office location ...

Have you had your trucks involved in an accident that was not their fault, but the crash type was not accepted as part of a DATA Q challenge? As of December 5, 2024, the Federal Motor Carrier Safety Administration (FMCSA) has added these four new crash types to their ...

Hospitality staffing placements continue to rise due to the increased demand for services, flexible scheduling opportunities, and technological advancements (app-based staffing). While hospitality placements may seem niche-specific and easier to manage compared to light industrial firms that work with numerous manufacturers and diverse environments, they present unique challenges for ...

Employment Practices Liability Insurance (EPLI) covers a wide variety of employment-related exposures, from the Equal Employment Opportunity Commission (EEOC) and discrimination claims to sexual harassment and more. Below, we explore a few key coverage components in greater detail. Understanding these coverage offerings and knowing how it impacts your business ...

As insurance advisors, we frequently encounter a common question during the underwriting process: Why do insurance companies require financial statements, and how do these documents impact the ability to obtain a quote? The need for financial statements varies depending on the type of workers’ compensation (WC) program you are ...

In the senior living industry, the safety of residents during transportation is paramount. With the increasing turnover of staff, it is crucial to ensure that all employees are well-trained in the safe transport of residents, particularly those who rely on wheelchairs or scooters. The stakes are high in this ...

Temporary staffing agencies face unique challenges in managing employment-related risks. With employees working across various client sites and industries, the likelihood of encountering claims related to wrongful termination, discrimination, and harassment increases. Employment Practices Liability Insurance (EPLI) is essential for protecting both staffing firms and their clients from these ...

When working with contracts and agreements, you’ve probably crossed an indemnity agreement. This agreement is crucial to protecting everyone involved on the project. Indemnity agreements are essential documents that provide a legal framework to support obligations and mitigate risks. MMA’s Surety Practice can help protect your business from potential ...

In the realm of professional liability insurance, particularly within the healthcare and senior living sectors, understanding claims-made policies is crucial for both insurers and insureds. One of the key components of these policies is the concept of step factors, which play a significant role in determining premium costs over ...