Join MMA industry experts to learn how leveraging the new expectations of employees for maintaining wellbeing like flexible work schedules and mental health support can help increase employee engagement and job satisfaction.
Understanding workers’ compensation non-renewals: The impact of loss development factors
Imagine you’re three months away from your workers’ compensation renewal when you open your email to find an unexpected non-renewal notice due to losses. How can this be? After all, your current year’s loss ratio stands at a seemingly healthy 35%. That should be profitable, right? The reality is ...
The connection between NCCI split points and increasing EMRs
In recent years, many contractors have observed a troubling trend: their workers’ compensation Experience Modification Rate (EMR) has been on the rise, despite stable or improved loss experiences. This phenomenon raises an important question: why are EMRs increasing when the underlying claim costs appear unchanged? What is EMR and ...