A manufacturing company was offering three similar Preferred Provider Organization (PPO) plans with little price difference for employees. The company was experiencing years of double-digit healthcare cost increases, while also realizing employees were unsatisfied with their benefits. MMA suggested that the company redesign its PPO plans and offer an HSA plan, the employer structured contributions to entice the employees, including a generous contribution to the employees’ HSA bank account to offset the deductible.

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